Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
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Job Description:
At Regions, the Market/Liquidity/Capital Risk Analyst performs risk analyst duties related to market, liquidity, and capital risks across the full Regions enterprise. This Risk Analyst resides in the 2nd line Market, Liquidity, & Capital Risk Management function (MLC Risk Management) and assists in the oversight of 1st line market, liquidity, and capital management activities primarily within the Treasury, Capital Markets, and Consumer Banking departments. The analyst will coordinate with internal and external parties across the bank in various areas to assess risks across the company, and will benefit from significant exposure to key activities in Treasury, Capital Markets, Finance, Mortgage Banking, Enterprise Risk Management, etc.
The analyst will contribute to, and potentially lead, team projects, and therefore must be comfortable working in a deadline-sensitive environment. Additionally, the analyst will develop and implement reporting and/or financial analysis to assist in the Risk team's oversight role. The role participates in both quantitative and qualitative analyses, thus providing a broader perspective of market, liquidity, and capital activities. This role will also assist in improving and providing regular updates of various practices, reports, policies, and procedures within these risk types. The analyst will assist with periodic interaction with Internal Audit and Regulators.
his role will work closely with numerous other divisions of Regions to ensure the successful completion of these responsibilities and further enhance the MLC Risk Management's oversight of risks. This position is in a group that is highly visible within the organization with regular exposure to senior and executive level members of management.
Primary Responsibilities
Oversee the day-to-day identification, measurement, mitigation, monitoring, and reporting of complex market, liquidity, and capital risks with primary focus on the 1st line Treasury, Capital Markets, and Consumer Banking functions
Aggregate and evaluate risks related to various departments including: Treasury, Capital Markets, Finance, Mortgage Banking, Enterprise Risk Management, etc.
Design, develop, and report independent analyses that provide greater insight into risk exposures and mitigation efforts
Enhance team processes, and update policies and procedures to reflect improvements
Participate in the team's preparation and involvement in regulatory examinations, which may include the annual Federal Reserve's Horizontal Capital Review and Horizontal Liquidity Review
Ensure the quality and accuracy of information reported; may review work of more junior analysts.
Stay well informed of regulatory and industry practices
Build knowledge of the organization, processes, and customers
This position is exempt from timekeeping requirements under the Fair Labor Standards act and is not eligible for overtime pay.
Requirements
Bachelor's Degree in Finance, Accounting, or related field
Minimum of seven (7) years' of experience in market, liquidity and capital risk or similar financial analysis
Foundational knowledge of financial statements and strong quantitative skills
Excellent computer skills including experience with Microsoft applications
Knowledge of SAS or other analytical and programming tools preferred
Strong verbal and written communication skills
A willingness to explore and learn without direct oversight
Ability to work on a fast-moving team and shift between individual contributor and project leadership
*This position may be filled at a higher level depending on the candidate's qualifications and relevant experience.
Position Type
Full time
Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.
We have a passion for creating an inclusive environment that promotes and values diversity of race, color, national origin, religion, age, sexual orientation, gender identity, disability, veteran status, genetic information, sex, pregnancy, and many other primary and secondary dimensions that make each of us unique as individuals and provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work is the right thing to do.
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
